Membership
programme

MAISTRADE Kogi Agricultural Finance Programme

Empowering Businesses, Enabling Possibilities.
About

What we are about

MAISTRADE Multipurpose Cooperative Federation Limited, founded on 19 February 2021 and serving members across all six geopolitical zones, aims to empower thirty million entrepreneurs by 2030 as a global model for cooperative growth and inclusive wealth. Its Kogi programme brings cooperative smallholders into financed production: inputs released to accredited suppliers, crops verified on the OXiAgro record with DeepLeaf, harvests aggregated into warehouses against receipts, and the lender repaid inside the sale. Kogi first, then six more states.

Values
InclusionEntrepreneurshipInnovationIntegrityCollaborationImpact
Targets · Kogi State

What we are working towards

1,500
farmers · Smallholders financed
3,000
hectares · Area under the programme
How it works

The programme

Cooperative management

Members managed from application to approval, active membership and exit, with share capital, registers, meeting records and audit logs ready for regulators.

Member identity

Every member carries a verified digital membership card that anyone can check.

Savings, shares and lending

Savings plans, share capital and loan products with applications, approvals and repayments on each member's record; money moves through the partner bank and OxiWallet.

Production input finance

Non-cash: inputs released to accredited suppliers against a costed bill of quantities, on each farmer's ledger.

Crop verification with DeepLeaf

Planting, crop health and harvest verified on the record, so the lender sees the crop it financed.

Aggregation, mills and recovery at sale

Harvests aggregated into warehouses against receipts, sold to mills back-to-back, and repaid inside the sale settlement.

Welfare and insurance

Member welfare and insurance through signed partners, with requests handled at the support desk.

Chapters

Where we are

21 more